Privacy Policy

STATEHOUSE CASUALTY INC. Incorporated respects the privacy of users who visit each of the sites within the STATEHOUSE CASUALTY INC. network. No effort is made to identify individuals without their knowledge. The following policies are in effect for all of the Web pages owned and operated by STATEHOUSE CASUALTY INC..

When a visitor requests pages at any STATEHOUSE CASUALTY INC. site, our Web servers automatically recognize the browser's domain name, and IP address. Our servers do not record e-mail addresses. We collect the domain names and IP addresses in order to aggregate information on what pages users access or visit. This information is collected solely for statistical purposes and is not used to identify individuals.

From time to time, our clients may ask users to provide their e-mail address or mailing address for the purpose of a survey or to provide additional services. Whenever the identity of a visitor is recorded, we will clearly indicate the purpose of the request before the information is requested. If you choose to supply your postal address in an online form, you may receive mailings from other reputable companies.

From time to time, STATEHOUSE CASUALTY INC. or its related sites may send a cookie to your computer. This information is collected for statistical purposes and site functionality and is not used to identify individuals.

Acceptable Use Policy

As a provider of information over the Internet STATEHOUSE CASUALTY INC. Incorporated (“STATEHOUSE CASUALTY INC.”) offers its customers/subscribers, and their customers and users, the means to acquire and disseminate a wealth of public, private, commercial, and non-commercial information. STATEHOUSE CASUALTY INC. respects the position that the Internet provides a forum for free and open discussion and dissemination of information; however, when there are competing interests at issue, STATEHOUSE CASUALTY INC. reserves the right to take certain preventive or corrective actions. In order to protect these competing interests, STATEHOUSE CASUALTY INC. has developed an Acceptable Use Policy ("AUP"), which supplements and explains certain terms of each customer's respective service agreement and is intended as a guide to the customer's rights and obligations when utilizing STATEHOUSE CASUALTY INC.'s services. This AUP will be revised from time to time. A customer's use of STATEHOUSE CASUALTY INC.'s services after changes to the AUP are posted on STATEHOUSE CASUALTY INC.'s Web site, www.statehousecasualty.com, will constitute the customer's acceptance of any new or additional terms of the AUP that result from those changes.

An important aspect of the Internet is that no one party owns or controls it. This fact accounts for much of the Internet's openness and value, but it also places a high premium on the judgment and responsibility of those who use the Internet, both in the information they acquire and in the information they disseminate to others. When subscribers obtain information through the Internet, they must keep in mind that STATEHOUSE CASUALTY INC. cannot monitor, verify, warrant, or vouch for the accuracy and quality of the information that subscribers may acquire. For this reason, the subscriber must exercise his or her best judgment in relying on information obtained from the Internet, and also should be aware that some material posted to the Internet is sexually explicit or otherwise offensive. Because STATEHOUSE CASUALTY INC. cannot monitor or censor the Internet, and will not attempt to do so, STATEHOUSE CASUALTY INC. cannot accept any responsibility for injury to its subscribers that results from inaccurate, unsuitable, offensive, or illegal Internet communications.

When subscribers disseminate information through the Internet, they also must keep in mind that STATEHOUSE CASUALTY INC. does not review, edit, censor, or take responsibility for any information its subscribers may create. When users place information on the Internet, they have the same liability as other authors for copyright infringement, defamation, and other harmful speech. Also, because the information they create is carried over STATEHOUSE CASUALTY INC.'s network and may reach a large number of people, including both subscribers and non-subscribers of STATEHOUSE CASUALTY INC., subscribers' postings to the Internet may affect other subscribers and may harm STATEHOUSE CASUALTY INC.'s goodwill, business reputation, and operations. For these reasons, subscribers violate STATEHOUSE CASUALTY INC. policy and the service agreement when they, their customers, affiliates, or subsidiaries engage in the following prohibited activities:

Spamming -- Sending unsolicited bulk and/or commercial messages over the Internet. It is harmful not only because of its negative impact on consumer attitudes toward STATEHOUSE CASUALTY INC., but also because it can overload STATEHOUSE CASUALTY INC.'s network and disrupt service to STATEHOUSE CASUALTY INC. subscribers. Also, maintaining an open SMTP email relay is prohibited. When a complaint is received, STATEHOUSE CASUALTY INC. has the discretion to determine from the evidence whether the email recipients were from an "opt-in" email list. A person that transmits an electronic mail advertisement shall include in such transmission:

(a) The person's name and complete residence or business address and the electronic mail address of the person transmitting the electronic mail advertisement;

(b) A notice that the recipient may decline to receive from the person transmitting or causing to be transmitted the electronic mail advertisement any additional electronic mail advertisements and a detailed procedure for declining to receive any additional electronic mail advertisements at no cost. The notice shall be of the same size of type as the majority of the text of the message and shall not require that the recipient provide any information other than the receiving address.

(c) If the recipient of an electronic mail advertisement uses the procedure contained in the notice described in (b) of this section to decline to receive any additional electronic mail advertisements, the person that transmitted or caused to be transmitted the original electronic mail advertisement, within a reasonable period of time, shall cease transmitting or causing to be transmitted to the receiving address any additional electronic mail advertisements.

Intellectual property violations -- Engaging in any activity that infringes or misappropriates the intellectual property rights of others, including copyrights, trademarks, service marks, trade secrets, software piracy, and patents held by individuals, corporations, or other entities. Also, engaging in activity that violates privacy, publicity, or other personal rights of others. STATEHOUSE CASUALTY INC. is required by law to remove or block access to customer content upon receipt of a proper notice of copyright infringement. It is also STATEHOUSE CASUALTY INC.'s policy to terminate the privileges of customers who commit repeat violations of copyright laws.

Obscene speech or materials -- Using STATEHOUSE CASUALTY INC.'s network to advertise, transmit, store, post, display, or otherwise make available child pornography or obscene speech or material. STATEHOUSE CASUALTY INC. is required by law to notify law enforcement agencies when it becomes aware of the presence of child pornography on or being transmitted through STATEHOUSE CASUALTY INC.'s network.

Defamatory or abusive language -- Using STATEHOUSE CASUALTY INC.'s network as a means to transmit or post defamatory, harassing, abusive, or threatening language.

Forging of headers -- Forging or misrepresenting message headers, whether in whole or in part, to mask the originator of the message.

Illegal or unauthorized access to other computers or networks -- Accessing illegally or without authorization computers, accounts, or networks belonging to another party, or attempting to penetrate security measures of another individual's system (often known as "hacking"). Also, any activity that might be used as a precursor to an attempted system penetration (i.e., port scan, stealth scan, or other information gathering activity).

Distribution of Internet viruses, worms, Trojan horses, or other destructive activities -- Distributing information regarding the creation of and sending Internet viruses, worms, Trojan horses, pinging, flooding, mailbombing, or denial of service attacks. Also, activities that disrupt the use of or interfere with the ability of others to effectively use the network or any connected network, system, service, or equipment.

Facilitating a violation of this AUP -- Advertising, transmitting, or otherwise making available any software, program, product, or service that is designed to violate this AUP, which includes the facilitation of the means to spam, initiation of pinging, flooding, mailbombing, denial of service attacks, and piracy of software.

Export control violations -- Exporting encryption software over the Internet or otherwise, to points outside the United States.

Usenet groups -- STATEHOUSE CASUALTY INC. reserves the right not to accept postings from newsgroups where we have actual knowledge that the content of the newsgroup violates the AUP.

Other illegal activities -- Engaging in activities that are determined to be illegal, including advertising, transmitting, or otherwise making available ponzi schemes, pyramid schemes, fraudulently charging credit cards, and pirating software.

Other activities -- Engaging in activities, whether lawful or unlawful, that STATEHOUSE CASUALTY INC. determines to be harmful to its subscribers, operations, and reputation, goodwill, or customer relations.

Responsibility for avoiding the harmful activities described rests primarily with the subscriber. STATEHOUSE CASUALTY INC. will not, as an ordinary practice, monitor the communications of its subscribers to ensure that they comply with STATEHOUSE CASUALTY INC. policy or applicable law. When STATEHOUSE CASUALTY INC. becomes aware of harmful activities, however, it may take any action to stop the harmful activity, including but not limited to, removing information, shutting down a Web site, implementing screening software designed to block offending transmissions, denying access to the Internet, or take any other action it deems appropriate.

STATEHOUSE CASUALTY INC. is aware that many of its subscribers are also providers of Internet services, and that information reaching STATEHOUSE CASUALTY INC.'s facilities from those subscribers may have originated from a customer of the subscriber or from another third-party. STATEHOUSE CASUALTY INC. does not require its subscribers who offer Internet services to monitor or censor transmissions or Web sites created by customers of its subscribers. STATEHOUSE CASUALTY INC. reserves the right to take action directly against a customer of a subscriber. Also, STATEHOUSE CASUALTY INC. may take action against the STATEHOUSE CASUALTY INC. subscriber due to activities of a customer of the subscriber, even though the action may affect other customers of the subscriber. Similarly, STATEHOUSE CASUALTY INC. anticipates that subscribers who offer Internet services will cooperate with STATEHOUSE CASUALTY INC. in any corrective or preventive action that STATEHOUSE CASUALTY INC. deems necessary. Failure to cooperate with such corrective or preventive measures is a violation of STATEHOUSE CASUALTY INC. policy.

STATEHOUSE CASUALTY INC. is concerned with the privacy of on-line communications and Web sites. In general, the Internet is neither more nor less secure than other means of communication, including mail, facsimile, and voice telephone service, all of which can be intercepted and otherwise compromised. As a matter of prudence, however, STATEHOUSE CASUALTY INC. urges its subscribers to assume that all of their on-line communications are insecure. STATEHOUSE CASUALTY INC. cannot take any responsibility for the security of information transmitted over STATEHOUSE CASUALTY INC.'s facilities.

STATEHOUSE CASUALTY INC. will not intentionally monitor private electronic mail messages sent or received by its subscribers unless required to do so by law, governmental authority, or when public safety is at stake. STATEHOUSE CASUALTY INC. may, however, monitor its service electronically to determine that its facilities are operating satisfactorily. Also, STATEHOUSE CASUALTY INC. may disclose information, including but not limited to, information concerning a subscriber, a transmission made using our network, or a Web site, in order to comply with a court order, subpoena, summons, discovery request, warrant, statute, regulation, or governmental request. STATEHOUSE CASUALTY INC. assumes no obligation to inform the subscriber that subscriber information has been provided and in some cases may be prohibited by law from giving such notice. STATEHOUSE CASUALTY INC. may disclose subscriber information or information transmitted over its network where necessary to protect STATEHOUSE CASUALTY INC. and others from harm, or where such disclosure is necessary to the proper operation of the system.

STATEHOUSE CASUALTY INC. expects that its subscribers who provide Internet services to others will comply fully with all applicable laws concerning the privacy of on-line communications. A subscriber's failure to comply with those laws will violate STATEHOUSE CASUALTY INC. policy. Finally, STATEHOUSE CASUALTY INC. wishes to emphasize that in signing the service agreement, subscribers indemnify and hold STATEHOUSE CASUALTY INC. harmless, for any violation of the service agreement, law, or STATEHOUSE CASUALTY INC. policy that results in loss to STATEHOUSE CASUALTY INC. or the bringing of any claim against STATEHOUSE CASUALTY INC. by any third-party. This means that if STATEHOUSE CASUALTY INC. is sued because of a subscriber's activity, or the activity of a customer of a subscriber, the subscriber will be responsible for any damages awarded, plus costs and reasonable attorneys' fees.

We hope this AUP is helpful in clarifying the obligations of Internet users, including STATEHOUSE CASUALTY INC. and its subscribers, as responsible members of the Internet. Any complaints about a subscriber's violation of this AUP should be sent to abuse@statehousecasualty.com.

Opt-in e-mail Privacy Policy

STATEHOUSE CASUALTY INC. maintains a strict "no spam" policy. Your e-mail address will not be sold to a third party if you sign up for one of our e-newsletters or discussion lists.